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You receive offers in the mail, but have you ever checked to see if your child’s name is on anything?  Before discarding the mail, it may be the perfect time to do so.  Child identity theft is on the rise.

Child Identity Theft?  How Can That Be?

A study from years ago, 2011, showed that children had over 50% higher chance of becoming a victim of ID theft.  Think about it: Why would a child receive an offer to sign up for a credit card?  Or an AARP invitation to join?

Since the Equifax data breach in September 2017, ID theft news is common, however the main people you hear about are adults, right?  If you read the news, it seems so, but child identity theft is happening at a higher rate than most people imagine.

The credit bureaus claim that children shouldn’t be affected by data breaches. This is because they shouldn’t have credit until 18 years-old. However, some people found their children’s social security numbers had been compromised.

In fact, a child’s Social Security number can be used by ID thieves to open bank accounts, credit cards, apply for government benefits or to rent a place to live.

A child should not have a credit history, but if they do it is important to take several actions:

  1. Clear the child’s social security number and name from any activity.
  2. Place a fraud alert on each credit bureau for the child’s credit report.
  3. Put a credit freeze on the child’s credit.

These are just a few safety precautions, but of course, we always recommend hiring a leader in ID theft protection.  You may be protected, but are your children?

Hiring a leader in ID theft protection, LifeLock, will help in the unfortunate case you become a victim. With LLPromoCodes.com we have the most current codes available for LifeLock protection.  It is never to late to protect yourself and your children from ID theft.

 

No one can prevent all identity theft.

1-If your LifeLock plan includes credit reports, scores, and/or credit monitoring features (“Credit Features”), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful LifeLock plan enrollment.

† LifeLock does not monitor all transactions at all businesses.

‡‡ Phone alerts made during normal local business hours.

‡ Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company, Inc. (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal

◦Important Pricing & Subscription Details:

◦ LifeLock Junior™ membership is available only as an added membership to an adult LifeLock plan.

◦ By subscribing, you are purchasing a recurring membership that begins when your purchase is completed and will automatically renew after your first paid term.

◦ The price quoted today may include an introductory offer. Depending on your selection, your membership will automatically renew and be billed at the applicable monthly or annual renewal price found here. The price is subject to change, but we will always notify you in advance. This offer not combinable with other offers.

◦ The credit reports, scores, and credit monitoring features may require an additional verification process and credit services will be withheld until such process is complete.

◦ You can cancel your membership at any time here, or by contacting Member Services at: 844-488-4540. If you are an annual member and request a refund within 60-days after being billed, you are entitled to a complete refund. Otherwise, you are eligible for a pro-rated refund on any unused months through the end of your term. For more details, please visit the LifeLock Refund Policy.

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