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Gas Pump Credit Card SkimmerHow can I be a victim of ID theft when my credit card has not left my possession? Credit Card Skimming!
There are many places your credit card information could be stolen unexpectedly.  One common way is by a skimming device that thieves insert to steal credit card data just from an innocent swipe at an ATM or gas station.  The information is then stolen and used fraudulently online, sold on the internet, or to make a fake credit card.  Most victims are caught off guard by the charges.  They notice fraudulent charges or money withdrawn from their accounts, yet the cards have not been lost or stolen.

 

What precautions should I use to help prevent this from happening to me?
To help prevent skimming devices being inserted, many gas stations are now placing stickers over the swipe device to ensure the seal has notATM Bank Card Skimmer been broken, but using your credit cards in general provides a risk of your information being stolen.  You should always monitor your bank accounts and credit card accounts frequently for suspicious activity, but the best way you can start to protect yourself from identity theft is to enroll in a credit monitoring and credit protection service.  One of the leaders is LifeLock Protection.  They not only monitor your situation, they protect you in the unfortunate event you become a victim of ID theft.

This month receive Up to 25% off and 30 days risk free* at sign up with code LLCSHRED. (*See site for details) At LLPromoCodes.com we have the most current promo codes available.

No one can prevent all identity theft.

1-If your LifeLock plan includes credit reports, scores, and/or credit monitoring features (“Credit Features”), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful LifeLock plan enrollment.

† LifeLock does not monitor all transactions at all businesses.

‡‡ Phone alerts made during normal local business hours.

‡ Reimbursement and Expense Compensation, each with limits of up to $25,000 for Standard, up to $100,000 for Advantage and up to $1 million for Ultimate Plus. And up to $1 million for coverage for lawyers and experts if needed, for all plans. Benefits provided by Master Policy issued by United Specialty Insurance Company, Inc. (State National Insurance Company, Inc. for NY State members). Policy terms, conditions and exclusions at: LifeLock.com/legal

◦Important Pricing & Subscription Details:

◦ LifeLock Junior™ membership is available only as an added membership to an adult LifeLock plan.

◦ By subscribing, you are purchasing a recurring membership that begins when your purchase is completed and will automatically renew after your first paid term.

◦ The price quoted today may include an introductory offer. Depending on your selection, your membership will automatically renew and be billed at the applicable monthly or annual renewal price found here. The price is subject to change, but we will always notify you in advance. This offer not combinable with other offers.

◦ The credit reports, scores, and credit monitoring features may require an additional verification process and credit services will be withheld until such process is complete.

◦ You can cancel your membership at any time here, or by contacting Member Services at: 844-488-4540. If you are an annual member and request a refund within 60-days after being billed, you are entitled to a complete refund. Otherwise, you are eligible for a pro-rated refund on any unused months through the end of your term. For more details, please visit the LifeLock Refund Policy.

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